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Ohio Pay Day Loan legislation

Appropriate Status: Legal within the Ohio state

Ohio Pay Day Loan Terms:

• Optimum Cash Advance Amount: $1000
• Payday Loan Term: the least 31 times
• Optimum Finance speed and costs in Ohio: 28% yearly interest
• Finance Charge for 14-day $100 pay day loan in Ohio: $1.08
• APR for 14-day $100 loan pay day loan in Ohio: 28%

Ohio Cash Advance Debt Limits:

• Optimum wide range of Outstanding Loans at some point: 1, but 4 are permitted throughout the 12 months
• Rollovers Permitted: None
• Cooling-off Period: 2 loan restriction in 3 months
• Repayment Arrange: Yes, 60 times, no charges

Ohio Pay Day Loan Collection Limits:

Collection charges: $20 collection cost, Bank costs (if disclosed); Court expenses after standard; damages

Criminal Action: Prohibited

Guide: Ohio Cash Advance Law and Legislation

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