See in the event your Citi bank card posseses an offer that will help you manage life’s anticipated and unanticipated costs. No credit or application inquiry if you should be a Citi cardmember.
A way that is simple access fast funds together with your Citi charge card.
Citi Flex Loan
For illustrative purposes just predicated on a 9.99per cent APR. Real Offer Terms vary.
Given that’s fast funds without having the hassle
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Citi ? Flex Arrange FAQs
Item Description
Every once in awhile, Citi can offer you the chance to produce a Citi Flex want to make fixed monthly premiums to pay down acquisitions or that loan against your card’s line of credit. There are two main techniques to produce a Citi Flex Arrange. With Citi Flex Pay, you can easily pay money for qualified deals under a Citi Flex Arrange. With Citi Flex Loan you should use your credit line to gain access to funds and pay money for all those funds under a Citi Flex Arrange.
A Citi Flex Loan is just a Citi Flex Arrange choice enabling you to definitely borrow cash from your own current Citi bank card account’s borrowing limit and repay it at A apr that is fixed in fixed monthly obligations over a group period. No separate application is required.
Citi Flex Pay is a Citi Flex Arrange choice that enables one to just just take a person charge card purchase and repay it over a group length with fixed re payments and a hard and fast apr.
In the event that you choose direct deposit, generally in most cases your Citi Flex Loan funds should always be deposited into the banking account in 1-2 company times. Within 10 days if you choose to receive a check, you should receive a check payable to you.
Citi Flex Loans aren’t entitled to make benefits points or money back.
Citi Flex Arrange Servicing
Yes. If you have a Citi Flex Loan or Citi Flex Pay in your account, you can easily nevertheless avoid paying rates of interest on acquisitions if you spend your Citi Flex Plan Payment Amount along with your statement stability (perhaps not together with your Citi Flex Arrange stability) in complete because of the repayment deadline shown on the declaration each payment duration. Observe that your declaration stability range from balance transfers, when you have any.
ESSENTIAL NOTE. When your Citi Flex Arrange APR is greater than the APR on another stability on your own account, you can easily nevertheless avoid repaying interest on acquisitions by having to pay your Citi Flex Arrange Payment as well as your declaration stability ( perhaps perhaps not as well as your Citi Flex Arrange stability) in complete because of the re payment date that is due. Nonetheless, the quantity above your Minimum Payment Due are put on your Citi Flex Arrange stability before the other stability using the reduced APR. Because of this, in the next payment statement, you could note that area of the other stability nevertheless stays due, and you’ll need to spend that quantity in the declaration stability in order to prevent repaying interest on acquisitions into the next payment duration.
Unless you first pay the Citi Flex Plan balance in full if you have a balance with a promotional APR that is lower than your Citi Flex Plan APR, such as a balance transfer, you cannot pay off that other balance. As an example, if you wish to spend a balance transfer off ahead of the stability transfer promotional duration expires, it is possible to just do this in the event that you first spend your Citi Flex Plan balance in full, then pay your balance transfer in complete, prior to the stability transfer marketing duration ends.
Important Info
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